As for insurance, check with your agent. Generally (varies from state-to-state), trailers 3000lbs. or under are covered for liability. Over 3K or if you desire physical damage, the towed must be on the policy.
You may also find states you'll be transitting require brakes for tows over 3K lbs. - and maybe a tag and insurance.
'94 Barth 28' Breakaway M/H ("StaRV II") diesel pusher: Spartan chassis, aluminum birdcage construction. Peninsular/AMG 6.5L TD (230HP), 18:1, Phazer, non-wastgated turbo, hi-pop injectors, 4L80E (Sun Coast TC & rebuild, M-H Pan), Dana 80 (M-H Cover), Fluidampr, EGT, trans temp, boost gage. Honda EV-4010 gaso genset, furnace, roof air, stove, microwave/convection, 2-dr. 3-way reefer. KVH R5SL Satellite. Cruises 2, sleeps 4, carries 6, and parties 8 (parties 12 - tested).
Stand-ins are an '02 Cadillac Escalade AWD 6.0L and an '06 Toyota Sienna Limited.