How are the fins on your AC condenser? If they're clean but all bent over, you may not be getting enough air thru and fan only kicking in when coolant gets too hot & transfers enough heat to the too little air flow. Maybe space between condenser & radiator is plugged; condenser & rad can look fine but this space can be filled retarding airflow. I just unbolted my condenser to check & its got too much accumulation for comfort while both exposed surfaces looked great.
Or it could be a collapsing hose- temp guage reads @ crossover or @ block, so a collapsed hose would retard coolant flow, therefore heat flow to clutch.
Could be bad clutch- try spinning fan by hand w/engine off, it should be real stubborn.
\'95 P30 Motorhome 16,500gvwr, 26,500mi<br />New Ipump @ 25k, boost, EGT, homemade remote FSD cooler